August Dividends

457K Account: $0

Robinhood Account: $34.23
AGNC (American Capital Agency Corp.) – $4.00
ARTNA (Artesian Resources Corp.) – $1.80
DF (Dean Foods Comp.) – $2.07
EPR (EPR Properties) – $.64
HCP (HCP Inc.) – $6.33
O (Realty Income Corp.) – $2.39
ORC (Orchid Island Capital Inc.) – $10.64
PER (Sand Ridge Permian Trust) – $3.60
YUM (YUM Brands) – $2.76

Sharebuilder Account: $31.13
CNSL (Consolidated Communications) – $13.08
HAS (Hasbro Inc.) – $3.68
KMI (Kinder Morgan Inc.) – $.40
O (Realty Income Corp) – $1.48
ORC (Orchid Island Capital Inc.) – $12.49

Total From All Sources: $65.36
Added shares of the following companies:
ARTNA (Artesian Resources Corp.)
FTR (Frontier Communications)
DF (Dean Foods Comp.)
O (Realty Income Corp.)
ORC (Orchid Island Capital Inc.)
Sold shares of the following company:
None

OK so it was bound to happen eventually that I would have a month where compared to last year I didn’t make as much in dividends. It isn’t a great feeling but I am not too worried. Last year I made $70.16 and this year it was $65.35, -6.84% . This was mostly due to some special declared dividends that came my way. I made a lot of what I think are good buys this month. In particular I am excited about FTR. A lot of people are mad about their implementation plan, and I agree with that, but at the end of the day they are taking on more market share and that means a lot in the communication business. Another thing I am excited about is I just looked at the worth of my investment accounts compared with this year and last year and I am up 20%. That is a great rate of return and a lot of that is in retirement accounts so it is growing tax free right now, which is awesome.

July 2016 Dividends

457K Account: $0

Robinhood Account: $35.11
AGNC (American Capital Agency Corp.) – $4.0
CIM (Chimera Investment Corp.) – $2.40
EPR (EPR Properties) – $.64
KO (Coca Cola) $1.75
LOAN (Manhattan Bridge Capital Inc.) – $7.20
O (Realty Income Corp) – $2.39
ORC (Orchid Island Capital Inc.) – $10.22
WMC (Western Asset Mortgage Corp.) – $6.51

Sharebuilder Account: $39.72
CIM (Chimera Investment Corp.) – $8.58
CMCSA (Comcast Corp.) – $.56
CSAL (Communications Sales & Leasing Inc.) – $1.99
DIS (The Walt Disney Co.) – $2.86
FPI (Farmland Common) – $5.76
GE (General Electric) – $1.71
O (Realty Income Corp) – $1.47
ORC (Orchid Island Capital Inc.) – $12.33
SNV (Synovous Fin. Corp.) – $.74
SPLS (Staples Inc.) – $1.66
WIN – (Windstream Holdings Inc.) – $2.06

Total From All Sources: $74.83
Added shares of the following companies:
CIM (Chimera Investment Corp.)
DF (Dean Foods Inc.)
ORC (Orchid Island Capital Inc.)
Sold shares of the following company:
ARPJ (Atlas Resource Partners)

Lost kind of big on Atlas Resource Partners but that is how it goes. I knew buying into them they had a lot of debt and that was a risk. I don’t agree on how they handled it by creating a new company but I didn’t have enough shares to change that decision either so it was time to go. Better to get out now than to hold on and add insult to injury by incurring a tax penalty.

On the positive side the dividends continue to rise. I am well over my $65 estimated average per month and a staggering 64% increase comparing this month to last year.

June 2016 Dividends

457K Account: $106.21

Robinhood Account: $19.78
AGNC (American Capital Agency Corp.) – $2.8
DF (Dean Foods Co.) – $1.44
EPR (EPR Properties) – $.64
HSY (Hershey Co.) – $.58
O (Realty Income Corp) – $2.39
ORC (Orchid Island Capital Inc.) – $10.08
WFC (Wells Fargo Co.) – $1.14
WTR (Aqua America Inc.) – $.71

Sharebuilder Account: $34.39
FUN (Cedar Fair LP) – $10.54
FTR (Frontier Communications Corp.) – $5.50
LUV (Southwest Airlines) – $.80
O (Realty Income Corp) – $1.46
ORC (Orchid Island Capital Inc.) – $12.17
UL (Unilever Plc.) – $2.64
WM (Waste Management) – $1.28

Total From All Sources: $160.38
Added shares of the following companies:
AGNC (American Capital Agency Corp.)
WMC (Western Asset Mortgage Captl Corp.)
ARTNA (Artesian Resources Corp.)

May 2016 Dividends

457K Account: $0

Robinhood Account: $26.06
AGNC (American Capital Agency Corp.) – $2.80
ARTNA (Artesian Resources Corp. ) – $1.12
EPR (EPR Properties) – $.64
HCP (HCP Inc.) – $6.33
O (Realty Income Corp) – $2.39
ORC (Orchid Island Capital Inc.) – $10.08
PER (San Ridge Permian Trust) – $2.70

Sharebuilder Account: $30.40
CNSL (Consolidated Cable) – $12.87
HAS (Hasbro Inc.) – $3.66
KMI (Kinder Morgan Inc.) – $.40
O (Realty Income Corp) – $1.46
ORC (Orchid Island Capital Inc.) – $12.01

Total From All Sources: $56.46
Added shares of the following companies:
DF (Dean Foods Inc.)

May is usually a down month for dividends but it was a little bit harsher due to the fact that ARP (Atlas Resource Partners) cut their dividend and in so doing sharply plummeted (double whammy). If oil prices recover so should they, but at this point it is going to be a long road. My guess is the company executives are driving it down so they can take it over cheaper under a new ticker symbol.

I also got a letter this month from my 457K my T. Rowe Income Fund and wanted to change my money over to some Great-West general fund. That is the one thing that annoys me the most about my 457K plan. First of all, the selections on what you can invest in are very small and then they keep changing them to other options that have higher fees. It feels like a sham. Anyhow, I moved the money I had in that fund to a different T. Rowe Price Dividend Growth fund. I am hoping that works out. It is a little bit more aggressive than the income fund was, but it is still very conservative compared to my trading accounts.

In good news despite the dividend cut by ARP, my dividends grew 6.83% over this time last year. I am adding funds in June, so I should see more growth soon. This is the advantage of a balanced portfolio. Even if one of your stocks gets jolted, the rest will help you keep growing.

April 2016 Dividends

457K Account: $0

Robinhood Account: $35.51
AGNC (American Capital Agency Corp.) – $2.80
CIM (Chimera Investment Corp.) – $2.40
EPR (EPR Properties) – $.64
KO (Coca Cola) – $ 1.40
LOAN (Manhattan Bridge Capital Inc.) – $6.80
O (Realty Income Corp) – $2.39
ORC (Orchid Island Capital Inc.) – $10.08
WMC (Western Asset Mortgage Capital Corp.) – $9.00

Sharebuilder Account: $38.52
ARP (Atlas Resource Partners LP) – $2.94
CIM (Chimera Investment Corp.) – $8.01
CMCSA (Comcast Corp A) – $.56
CSAL (Communications Sales & Leasing Inc.) – $1.94
FPI (Farmland Common Stock) – $5.70
GE (General Electric) – $1.69
O (Realty Income Corp) – $1.45
ORC (Orchid Island Capital Inc.) – $11.83
SNV (Synovous Finl Corp.) – $.73
SPLS (Staples Inc.) – $1.65
WIN – (Windstream Hldgs Inc.) – $2.02

Total From All Sources: $74.03
Added shares of the following companies:
ORC (Orchid Island Capital Inc.)

A nice gain of 70% more in dividends over this time last year.

March 2016 Dividends

457K Account: $107.84

Robinhood Account: $20.88
AGNC (American Capital Agency Corp.) – $2.8
CIM (Chimera Investment Corp.) – $1.50
DF (Dean Foods Co.) – $1.44
EPR (EPR Properties) – $.64
HSY (Hershey Co.) – $.58
O (Realty Income Corp) – $2.38
ORC (Orchid Island Capital Inc.) – $10.08
WFC (Wells Fargo Co.) – $.75
WTR (Aqua America Inc.) – $.71

Sharebuilder Account: $44.38
ARP (Atlas Resource Partners LP) – $2.90
CIM (Chimera Investment Corp.) – $8.34
FUN (Cedar Fair LP) – $10.39
FTR (Frontier Communications Corp.) – $5.40
LUV (Southwest Airlines) – $.60
O (Realty Income Corp) – $1.45
ORC (Orchid Island Capital Inc.) – $11.67
UL (Unilever Plc.) – $2.36
WM (Waste Management) – $1.27

Total From All Sources: $173.10
Added shares of the following companies:
ORC (Orchid Island Capital Inc.)
PER (Sandridge Permian Trust)
KO (Coca-Cola Co.)
CIM (Chimera Investment Corp.)
DNR (Denbury Resources Inc.)

A nice gain of 78% over this time last year.

February 2016 Dividends

457K Account: $0
Robinhood Account: $24.82

AGNC (American Capital Agency Corp.) – $2.8
ARTNA (Artesian Resources Corp.) – $1.11
HCP (HCP Inc.) – $3.45
O (Realty Income Corp) – $2.38
EPR (EPR Properties) – $.64
ORC (Orchid Island Capital Inc.) – $9.38
PER (SandRidge Permian Trust) – $2.30
YUM (Yum Brands Inc.) – $2.76

Sharebuilder Account: $32.08
ARP (Atlas Resource Partners LP) – $2.84
HAS (Hasbro Inc.) – $3.28
CNSL (Consolidated Communications) – $12.62
KMI (Kinder Morgan Inc.) – $.39
O (Realty Income Corp) – $1.44
ORC (Orchid Island Capital Inc.) – $11.50
Interest – $.01

Total From All Sources: $56.90
Added shares of the following companies:
ORC (Orchid Capital Inc.)
LUV (Southwest Airlines)
HCP (HCP Inc.)
ORC (Orchid Island Capital Inc.)
WMC (Western Asset Mortgage Capital Corp.)
KO (Coca-Cola Co.)
WFC (Wells Fargo & Co.)
DF (Dean Foods Co.)

Sold shares of the following companies:
NMM (Navios Maritime Holdings)

This month I took a loss in selling NMM (Navios Maritime Holdings). In addition to owning NMM I used to own FREE (FreeSeas Inc.). I sold out of that stock awhile ago as I saw an oversupply in the market along with the inability to repair their ships in an expeditious manner. At that time I kept NMM on the hope that they would secure new credit and maybe address the issue of oversupply in the market. While I was hopeful when it secured a line of credit from NNA, it did not disclose any significant details regarding the credit line. This is tempered by the fact that NMM is currently yielding a 85% dividend. This is simply unsustainable. The dry goods shipping market may see some improvement in 2017, but it is doubtful that NMM will benefit from that market turnaround. Due to that reasoning I felt it was necessary to reallocate capital.

Most of the reallocation was in REITs. I have gained lately from REITs and though the stock prices have swung widely the dividend portion has been steady.

January 2016 Dividends

457K Account: $0
Robinhood Account: $34.74

ENZN (Enzon Pharmaceuticals Inc.) – $9.00
AGNC (American Capital Agency Corp) – $2.8
O (Realty Income Corp) – $2.29
LOAN (Manhattan Bridge Capital Inc.) – $5.10
EPR (EPR Properties) – $.61.
ORC (Orchid Island Capital INC) – $7.70
WMC (Western Asset Mortage Capital Corp) – $5.80
CIM (Chimera Investment Corp) – $1.44

Sharebuilder Account: $33.59
SNV (Synovus Financial Corp) – $.73
LUV (Southwest Airlines) – $.23
DIS (Disney Inc.) – $2.84
ARP (Atlas Resource Partners LP) – $2.79
SPLS (Staples) – $1.63
CIM (Chimera Investment Corp) – $7.70
CMCSA (Comcast Corp) – $.50
CSAL (Communications Sales & Leasing Inc.) – $5.64 (1.88×3)
GE (General Electric Co) – $1.68
WIN (Windstream Holdings) – $1.97
O (Realty Income Corp) – $1.38
ORC (Orchid Island Capital INC) – $6.49
Interest – $.01

Total From All Sources: $68.33

Added shares of the following companies:
ORC (Orchid Capital Inc.)
LOAN (Manhattan Bridge Capital Inc.)

The sky is falling! The sky is falling! Saudia Arabia has gone mad!! Oil prices may never come back again… yeah right I say. All I smell is blood in the water and unfortunately someone’s lose can be my gain. I don’t know if the market is going lower, but I am staying the course. I still have several years to invest into this market.

My main concern is raising up my dividends and in that I think I am doing a great job. I am 262% over this month last year. I wish I got that kind of a raise at work!. Granted my $68 dollars isn’t going to pay many bills but every month that adds up.

As you can see I am adding a little bit more into the realty market. I think on the short term basis I am playing with fire. I do think we are heading toward a bubble, but long term I should be OK.

I am a little bit low on capital these days due to my wife needing a tooth implant so I will not be able to buy as many stocks as I would like, but if a good deal comes up I will be ready with a little bit of cash in reserves.

December 2015 Year End Report

457K Account: $2,040.41
Robinhood Account: $23.04
WTR -$0.71
WFC (Wells Fargo & Co.) -$0.75
DF (Dean Farms) – $1.05
AGNC (American Capital Agency Corp) – $2.40
O (Realty Income Corp) – $2.29
KO (Coca Cola) – $0.66
HSY (Hershey Co) – $0.58
ENZN (Enzon Pharmaceuticals Inc.) – $9.00
ORC (Orchid Island Capital INC) – $5.60

Sharebuilder Account: $29.65
ARP (Atlas Resource Partners LP) – $2.74
O (Realty Income Corp) – $1.37
ORC (Orchid Island Capital INC) – $6.40
UL (Unilever PLC) – $2.45
FUN (Cedar Fair) – $10.23
WM (Waste Management Inc) – $1.18
FTR (Frontier Communications Corp) – $5.28

Total From All Sources: $2,093.10

Added shares of the following companies:
EPR (EPR Properties)
TWTR (Twitter Inc.)
LOAN (Manhattan Bridge Capital Inc.)
YUM (YUM Brands)
AGNC (American Capital Agency Corp)
ORC (Orchid Island Capital Inc.)
DNR (Denbury Resources)

OK, so the year of dividend accumulation is in and December paid off big time!! If I could get $2,093.10 on a monthly basis right now I would quit my full-time job and go live in some third world country like a king. Unfortunately, that is not going to happen, but it is fun to think “What if?”

The other funny thing is that if you have been following this blog for any amount of time you will notice that December accounts for over two-thirds of the total yearly dividends. Speaking of year dividends, the total for the year is $2,918.12 in dividend income. That translates into $243 of monthly income. Breaking it down even further, it comes down to about $8.10 a day. So I thought it would be interesting to look at different income levels and see where I could live now on that money, this is what I found (the number represents the average monthly income for that country):
1) Bosnia and Herzegovina — $7.96
2) China $7.74
3) Jordan — $7.74
4) Maldives — $7.31
5) Turkmenistan — $7.10
6) Albania — $7.10
7) Fiji — $7.10
8) El Salvador — $6.67
9) Armenia — $6.45
10) Morocco — $6.24
11) Guatemala — $6.02
12) Marshall Islands — $5.59
13) Samoa — $5.59
14) Ukraine — $5.59
15) Vanuatu — $5.59
16) Syria — $5.38
17) Iraq — $5.38
18) Egypt — $5.16
19) Georgia — $5.16
20) Bhutan — $4.73
21) Congo — $4.73
22) Micronesia $4.73
23) Swaziland — $4.73
24) Indonesia — $4.73
25) Tonga — $4.73
26) Paraguay — $4.30
27) Sri Lanka — $4.30
28) Honduras — $4.09
29) Bolivia — $3.87
30) Kosovo — $3.87
31) West Bank and Gaza — $3.66
32) Guyana — $3.44
33) Philippines — $3.44
34) Djibouti — $3.23
35) Tuvalu — $3.23
36) Mongolia — $3.01
37) Papua New Guinea — $3.01
38) Sudan — $2.80
39) Cameroon — $2.58
40) Korea North $2.58
41) Moldova — $2.58
42) Yemen — $2.58
43) Côte d’Ivoire — $2.37
44) Nicaragua — $2.37
45) Nigeria — $2.37
46) Solomon Islands — $2.37
47) Uzbekistan — $2.37
48) Kiribati — $2.15
49) Mauritania — $2.15
50) Pakistan — $2.15
51) Vietnam — $2.15
52) Zambia — $2.15
53) India — $1.94
54) Kyrgyzstan — $1.94
55) São Tomé and Príncipe — $1.94
56) Senegal — $1.94
57) Cambodia — $1.72
58) Haiti — $1.72
59) Kenya — $1.72
60) Laos — $1.72
61) Lesotho — $1.72
62) Benin — $1.51
63) Chad — $1.51
64) Comoros — $1.51
65) Mali — $1.51
66) Bangladesh — $1.29
67) Burma — $1.29
68) Ghana — $1.29
69) Tajikistan — $1.29
70) Afghanistan — $1.08
71) Burkina Faso — $1.08
72) Rwanda — $1.08
73) Tanzania — $1.08
74) Timor-Leste — $1.08
75) Togo — $1.08
76) Uganda — $1.08
77) Mozambique — $1.08
78) Central African Republic — $0.86
79) Ethiopia — $0.86
80) Gambia The $0.86
81) Guinea — $0.86
82) Madagascar — $0.86
83) Nepal — $0.86
84) Sierra Leone — $0.86
85)Niger — $0.86
86) Eritrea — $0.65
87) Guinea-Bissau — $0.65
88) Liberia — $0.65
89) Malawi — $0.65
90) Somalia — $0.65
91) Congo Democratic Republic of $0.43
92) Burundi — $0.43

This list is courtesy:
http://www.hobotraveler.com/budgets/list-of-countries-where-you-can-live-for-500-dollars-per-month.php#ixzz3w0cuUTaG

I told my wife about this list and she just laughed, but it is good to know we have options. It is also crazy to think that over half of all the world is living on less than $243 a month. I am truly blessed to live in a country where I have not only the opportunity to make an honest living, but to grow that wealth. All in my own way and in my own time.

November 2015 Dividends

457K Account: $0
Robinhood Account: $16.92
ARTNA (Artesian Resources Corp) – $0.66
HCP (HCP Inc.) – $1.13
AGNC (American Capital Agency Corp) – $2.4
O (Realty Income Corp) – $2.29
PER (Sand Ridge Permian Trust) – $3.00
ORC (Orchid Island Capital INC) – $5.60
YUM (Yum Brands) – $1.84

Sharebuilder Account: $41.60
ARP (Atlas Resource Partners LP) – $12.98
CNSL (Consolidated Communications) – $12.41
HAS (Hasbro Inc.) – $3.26
KMI (Kinder Morgan Inc.) – $1.57
NMM – (Navios Maritime Partners) – $3.70
O (Realty Income Corp) – $1.37
ORC (Orchid Island Capital INC) – $6.31

Total From All Sources: $58.52

Added shares of the following companies:
ARP (Atlas Resource Partners LP)
LUV (Southwest Airlines)
HCP (HCP Inc.)
LOAN (Manhattan Bridge Capital Inc.)
ARTNA (Artesian Resources Corp.)
DF (Dean Foods Inc.)
AMD (Advanced Micro Devices Inc.)

Unfortunately for me OPEC is still battling for control of the market and thus crude oil prices continue to go lower. I have heard that in the mid-west gas prices are as low as $1.70 a gallon. Here in California prices remain at a $2.70 average. To make matters worse ARP recently announced a dividend cut. That was not fun.

For the good news I got $2.50 more in dividends than I did last month. Last November I earned $11.58 in dividends. That is a 405% increase in dividends! Not too shabby.

Unless something tragic happens I should definitely get over my goal of $500 in dividends for the year. The wildcard for me is my 457K account. If the dividends there are good enough I might even go over $600. Either way it is going to be a record for me.