READ THIS FIRST – DISCLAIMER – YOU ARE ON YOUR OWN

Investing in the stock market or any investment issue or security is considered speculative (aka. risky) and any individual (you) that chooses to invest in any kind of security should perform his/her own due diligence (sorry you really do need to study) before making any investment decision. Investors should use information contained within this website as basic information, and should research (another word for study) further before forming an opinion regarding the merits of investing in certain securities. Statements and information made are subject to individual interpretation (whatever I felt like saying that day) and are not recommendations for any security or any product of any nature (just because I feel like running off a cliff doesn’t mean you need to follow like a lemming). All information, slides, charts, printed materials and or any other media provided are for educational purposes only and are not to be construed to be investment advice. Information provided herein is believed to be true and accurate (wife loves me but still thinks I am crazy). Nothing contained in this website shall be construed (considered) or create and offer to buy or sell stock in any security in which information is disseminated nor shall it create any relationship (sorry my wife gets jealous), agency otherwise between the buyer/viewer and John Pedroza or any of his affiliate companies.

John Pedroza and his affiliate companies and/or employees (if I had one) in no event, shall be liable (no really, it is your fault if you lose money) for any direct, indirect, incidental, punitive or consequential damage of any kind whatsoever with respects to the content provided within this website.

Got it? Bored yet? Good, because I know I am and I wrote it. Sorry, but it had to be said. Not that I don’t think your cool, I would love for you to become a millionaire, but really YOU ARE ON YOUR OWN.